Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Disability and Your Finances In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings. The Value of Insuring Against Life’s Risks Building wealth requires protection from the forces of wealth destruction. When is the Right Time to Buy Life Insurance? It's never too early to start thinking about life insurance. Waiting until you're older or in poor health is never a good idea.