Mexico Boat Insurance

When it comes to insuring your watercraft in Mexico, there are essential requirements and options you should be aware of. Let’s dive into the details:

  1. Mandatory Mexico Watercraft Insurance:
    • Similar to autos, RVs, and camper vans, Mexico watercraft insurance is mandatory.
    • The minimum legal requirement is third-party liability coverage for all watercraft that are 15 feet or longer.
    • Without proper insurance, you could face serious consequences, including fines, impoundment, or imprisonment.
  2. Temporary Import Permit (TIP):
    • If you plan to take your watercraft to Mexico, you’ll need a Temporary Import Permit.
    • The TIP can be obtained at the border and is valid for 10 years.
    • It’s eligible for a single extension of another 10 years.
    • Frequent border crossings allow you to use the same permit for your watercraft.
  3. Types of Watercraft Covered:
    • Mexico watercraft insurance is designed for various types of vessels:
      • Anglers’ Watercraft: For those bringing their own boats for fishing.
      • Sailboats: Coverage for sailboats in Mexican waters.
      • Yachts and Leisurecraft: Protection for luxury vessels.
      • Personal Watercraft (Jet Skis, WaveRunners): Required for these recreational vehicles.
  4. Third-Party Liability Coverage:
    • Minimum Requirement: Third-party liability coverage is mandatory.
    • Policies are issued for different terms (daily, six months, or annual).
    • Multiple levels of liability limits are available:
      • Bodily Injury: Options include $50k, $100k, or $250k per person.
      • Property Damage: Options range from $100k to $500k total per accident.
      • Legal Assistance & Bail Bond: Available in various amounts.
  5. Choosing the Right Coverage:
    • Consider your watercraft type and usage:
      • Fishing Boats in Remote Waters: Lower risk, so lower liability limits may suffice.
      • Speed Boats in Populated Areas: Higher limits are advisable.
    • Use the orange button above to get an instant quote for liability policies.
    • You can quote multiple watercraft on the same form for convenience.
  6. Purchasing Your Policy:
    • After viewing the quote, you can purchase instantly.
    • To finalize your Mexico watercraft insurance policy, you’ll need to follow the instructions provided during the purchase process.

Remember, having the right insurance ensures smooth sailing in Mexican waters. Safe travels!

Why We're Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you. After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your personal policy. Contact us today, and we'll help you protect what matters most.